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Savings

Select a product below:


Junior Sharp Account


Junior Sharp Savings account is a perfect way for children to learn to save money and watch their money grow
With a "Junior Sharp Savings" account you will receive...

Features:

  • Free banking by phone 24 hours a day
  • No quarterly service charge
  • Must maintain a minimium average daily balance of $10 to obtain the disclosed annual percentage yield
  • Interest is paid and compounded quarterly
  • Available to all depositors 18 years or younger
  • Allowed one (1) free withdrawal per calendar quarter, each subsequent withdrawal will be charged a $2.00.

A $10.00 deposit to open account

This account will automatically convert to a S.H.A.R.P. Savings at age 19 including all terms and fees.

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Sharp Savings Account

Whether you are saving for a vacation or a new home, a Sharp Savings account helps your money grow
With a "Sharp Savings" account you will receive...

Features:

  • Free banking by phone 24 hours a day
  • Interest is paid and compounded quarterly
  • Convenience of automatic weekly or monthly deposits
  • Free Internet Banking
  • The following service charge tiers will be imposed:
    • $800.00 & above               no service charge fee
    • $799.99 - $600.00             $1.50 per quarter
    • $599.99 - $400.00             $3.00 per quarter
    • $399.99 - $200.00             $4.00 per quarter
    • $199.99 & below               $5.00 per quarter
  • Allowed three (3) free withdrawals per calendar quarter, each subsequent withdrawals will be charged a $2.00 fee.

A $100.00 deposit to open account

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Christmas Club Account


Christmas Club account will help you have all the "extra" money you need during the holiday season.
With a "Christmas Club" account you will receive...

Features:

  • Convenience of automatic weekly or monthly deposits
  • No monthly service charge
  • No minimum balance is required
  • $5 per withdrawal fee
  • Free Internet Banking

A $10.00 deposit to open account

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Certificates of Deposit


You can choose the C.D. term that best fits your needs. Our C.D. terms range from 30 days to 3 years. We also offer special 1, 2 and 3 year Rate Riser Certificate of Deposits. A rate riser certificate of deposit allows you the customer to adjust the rate of the certificate during the term of the certificate.

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Individual Retirement Account


You can plan your retirement with confidence knowing that your deposits are insured by the FDIC. You can choose from...

Features:

  • Traditional IRA
  • Roth IRA
  • Simplified Employers Pension (SEP)
  • Rollovers, transfers, contributions and distributions

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