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Personal Banking

A man paying bills

Select a product below:


No Frills FREE Checking Account


No Frills FREE Personal Checking Account is ideal for everyone.
With the "No Frills FREE Personal Checking Account" you will receive...

Features:

  • No monthly service charge
  • No minimum balance requirements
  • Unlimited check writing privileges
  • Access 24 (24-Hour phone access to your account information)
  • Detailed monthly statement
  • Imaged checks held in safekeeping
  • MasterCard® or Visa® credit card services. A separate qualified application is required.
  • MasterMoney Debit Card
  • Internet Banking
  • Internet Bill Pay Service
  • e-Statements
  • Mobile Banking

No minimum deposit required to open account.

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Now Personal Account 


NOW Personal Account allows interest to be paid to you on your funds.
With a "NOW Personal Account" you will receive...

Features:

  • A competitive interest rate on your average daily balance of $1,000.00 or greater. Interest is compounded and credited monthly,
  • Access 24 (24-Hour phone access to your account information)
  • MasterCard® or Visa® credit card services. A separate qualified application is required.
  • MasterMoney Debit Card
  • Imaged checks provided with monthly detailed statement
  • Internet Banking
  • Internet Bill Pay Service
  • e-Statements
  • Mobile Banking

An $8.00 monthly service charge fee will be assessed every month if the average daily balance falls below $1,000.00.  A service charge fee of 20 cents per item will be charged on each item in excess of 50 per statement cycle.
A $1,000.00 minimum deposit required to open account.

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The Ultimate Account

The Ultimate Account is an exclusive checking account designed for our valued customers.
With the "The Ultimate Account" you will receive...

  • No minimum balance required to be maintained
  • Imaged checks provided with detailed monthly statement  
  • Access 24 (24-Hour phone access to your account information)
  • Unlimited checking writing privileges
  • Specially designed personalized checks, 150 checks per order, one order at a time   
  • MasterCard® or Visa® credit card services. A separate qualified application is required.
  • MasterMoney Debit Card
  • $10,000 Accidental Death Insurance
  • The Ultimate Account privileges and valuable discounts
  • Internet Banking
  • Internet Bill Pay Service
  • e-Statements
  • Mobile Banking

All for only a $9.00 monthly service charge fee.  The monthly service charge fee is waived with direct deposit.
A $100.00 minimum deposit required to open account.

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Treasury Index Account


Treasury Index Account is the perfect reward for your high balance checking account. You will earn a competitive rate of interest tied to the 30 day Treasury Bill Asked Rate.

With a "Treasury Index Account" you will receive...

  • A competitive interest rate based on your average daily balance
  • Interest will be paid and compounded monthly. The interest and annual percentage yield will depend upon the average daily balance in the account using the following tiers:
    • Up to $9,999.99
    • $10,000 - $49,999.99
    • $50,000 - $99,999.99
    • $100,000 - $249,999.99
    • $250,000 and up
  • Unlimited check writing privileges
  • Access 24 (24-Hour phone access to your account information)
  • MasterMoney Debit Card
  • MasterCard® or Visa® credit card services. A separate qualified application is required.
  • Imaged checks provided with detailed monthly statement
  • Internet Banking
  • Internet Bill Pay Service
  • e-Statements
  • Mobile Banking

A $20.00 service charge fee will be charged every month if the average daily balance falls below $5,000.00.

A $5,000.00 minimum deposit required to open account.

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Treasury Investment Money Market Account


Treasury Investment Money Market Account is the perfect reward for your high balance checking account. You will earn a competitive rate of interest tied to the 30 day Treasury Bill Asked Rate.

With a "Treasury Index Money Market Account" you will receive...

  • A competitive interest rate based on your average daily balance
  • Interest will be paid and compounded monthly. The interest and annual percentage yield will depend upon the average daily balance in the account using the following tiers:
    • Up to $499,999.99
    • $500,000 and up
  • Transaction Limitations: No more than 6 debits/withdrawals/transfers unless made through ATM's, in-person, by mail or messenger  
  • Access 24 (24-Hour phone access to your account information)
  • MasterMoney Debit Card
  • MasterCard® or Visa® credit card services. A separate qualified application is required.
  • Imaged checks provided with detailed monthly statement
  • Internet Banking
  • Internet Bill Pay Service
  • e-Statements
  • Mobile Banking

A $500,000.00 minimum deposit required to open account.

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Health Savings Account


A Health Savings Account is the answer for your High Deductible Health Plan.

With a "Health Savings Account" you will receive...

  • A competitive interest rate and annual percentage yield can be earned when you maintain a $600.00 minimum average daily balance.
  • Access 24 (24-Hour phone access to your account information)
  • Internet Banking
  • Internet Bill Pay Service
  • MasterMoney Debit Card
  • Deposits and withdrawals are limited to those set forth by IRS guidelines.
  • e-Statements 
  • Mobile Banking

Should your balance drop below $100.00, a $10.00 monthly service charge fee will be assessed.

A $100.00 minimum deposit required to open account.

Not everyone qualifies. See your tax representative and insurance provider to see if you qualify for an HSA.

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