We recognize, respect and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers' information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers' personal information, as well as personal information of all consumers who visit our institution and website.

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to administer your accounts and to provide products or services to meet your needs. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We train our employees on privacy and information security and on their obligations to protect nonpublic information. We also hold our employees accountable so that they adhere to such policies and procedures in order to protect against the improper use or disclosure of Confidential Information.

We may disclose all of the information we collect, as described below, to companies that perform marketing services on our behalf or to other financial institutions with whom we may have joint marketing agreements.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as describe in the notice.

Nonpublic Personal Information We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, including but not limited to credit;
• Information about your transactions with us or others; and
• Information we received from a consumer reporting agency or other reporting sources.

Nonpublic Personal Information We Disclose.

We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.

Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies.

Please notify us if we report any inaccurate information about your account(s) to a consumer-reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: Tri-Parish Bank P.O. Box 1029 Eunice, La. 70535-1029

Web Site and On Line Banking

At Tri-Parish Bank, we want to assure customers and visitors to our Web site that we hold their concerns regarding privacy, security and confidentiality at the highest level.

Information Collected

We do not collect any personal information from anyone who is merely visiting our Web site. Personal information may be requested if the visitor chooses to send Tri-Parish Bank an e-mail message, apply for products and services online, or use Tri-Parish Bank's online banking service. When sending e-mail inquiries initiated from Tri-Parish Bank's web site by the user are assumed to be non-secured and therefore may be transmitted in the open over the internet.

Secure Access and Verifying User Authenticity

To begin a session with Tri Parish Bank's server the customer must key in a Log-In ID and a password. The Internet Banking Solution uses a "3 strikes and you're out" and you're out" lock-out mechanism to deter users from repeated log-in attempts. After three unsuccessful log-in attempts, the system locks the user out, requiring a phone call to the bank to verify the password before re-entry into the system. Upon successful log-in, the Digital ID from VeriSign, the experts in digital identification certificates, authenticates the user's identity and establishes a secure session with that visitor. You can also help maintain the security of your banking information by not sharing your ID or password with anyone, by changing your password regularly, by not using common passwords, such as; date of birth, social security number, address, etc. Also, remember to sign off and completely exit the Internet banking screens and systems.

Secure Data Transfer

Once the server session is established, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by VeriSign. All data traveling between the user and the server is encrypted with Secure Socket Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank's server issues a public-key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session. A customer can tell whether a document comes from a secured server by referring to the URL field. If the URL begins with https://, the document comes from a secure server. If the URL field begins with http://, the document comes from an unsecured server. After you have submitted confidential information online, we recommend that you end your browser session before leaving your computer.

Router and Firewall

Requests must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank.

General Disclaimer

Tri-Parish Bank takes reasonable measures to ensure the quality of the data and other information produced by Tri-Parish Bank that are available on this Web Site. However, Tri-Parish Bank makes no warranty, express or implied, nor assumes any legal liability or responsibility for the accuracy, correctness, or completeness of any information that is available through this Web Site.

Reference to any specific commercial product, process, or service by trade name, trademark, manufacture, or otherwise does not constitute an endorsement, recommendation, or favoring by Tri-Parish Bank.

Tri-Parish Bank encourages the use of this Web site as another means of access to its products and services. All requests made through our Web Site will receive the same attention and will be evaluated according to the same account criterion as those requests made in person. Tri-Parish Bank considers its primary market area to be The City of Eunice and a 10-mile radius of the surrounding area. Those areas outside of the 10-mile radius are considered secondary to our market. All request received from our secondary market area will be considered on their own merits.

Disclaimer regarding Non-Tri-Parish Bank Information

For convenience and informational purposes only, Tri-Parish Bank Web site provides links to other Web sites. These sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from Tri-Parish Bank. Tri-Parish Bank is not responsible for the content of external Web sites linked to or referenced from the Tri-Parish Bank Web site. Tri-Parish Bank neither endorses the information, content, presentation, or accuracy nor makes any warranty, expressed, or implied, regarding these external Web sites. Users should be aware that when they select a link on the Tri-Parish Bank Web site to external Web sites, they are leaving the Tri-Parish Bank Web site.